Common FAQ

Treasury management helps optimize the use of cash and liquid capital. For individuals, it can mean preserving liquidity without sacrificing yield. For nonprofits or businesses, it’s about managing reserves, capital efficiency, and policy-driven allocations.

We use tools like U.S. Treasury ladders, high-yield cash equivalents, and portfolio strategies executed by our subadvisor, Treasure FI. The focus is on safety, liquidity, and yield.

No. While we help you improve yield on idle capital, this is not a bank account. Treasury FI operates as a registered investment advisor using short-duration government securities and other institutional tools—not deposits.

A Securities-Backed Line of Credit (SBLOC) allows you to borrow against your investment account. It preserves growth and avoids capital gains by keeping your investments intact while still providing liquidity when needed.

Our portfolios focus on short-term Treasuries—backed by the U.S. government—but they are not bank deposits. There’s no FDIC insurance, but there's also no institutional counterparty risk like in traditional banks.

No. We work with sole proprietors, nonprofits, and families with excess cash reserves who want more strategic, policy-based capital management. We scale our service based on client needs.

Schedule a strategy session. We’ll evaluate your current reserves, liquidity needs, and risk tolerance—then build a policy and implementation roadmap.